Free 2026 Retirement & Finance Calculators
Privacy-first calculators for retirement, debt, insurance, home buying, investing, and long-term money planning.
No account required. Inputs stay in your browser. Educational estimates only.
Private by design
Fast calculators
Educational estimates
Retirement & IRA Tools
Roth vs Traditional IRA Calculator
Compare IRA options by income, plan coverage, and tax expectations.
401(k) Contribution Calculator
Estimate paycheck contributions and review employer match awareness.
Coast FIRE Calculator
See whether investments may grow to your retirement target.
Backdoor Roth IRA Calculator
Check Roth eligibility, phase-outs, and Pro-Rata considerations.
General Finance Tools
Practical calculators for everyday borrowing, repayment, and long-term money decisions.
Debt Payoff Calculator
Estimate payoff time, interest cost, and extra payment impact.
Rent vs Buy Calculator
Compare renting and buying based on home and rent assumptions.
DCA / SIP Calculator
Estimate recurring investment growth over time.
Life Insurance Coverage Calculator
Estimate coverage needs from income, debts, goals, and savings.