Is DCA the same as SIP?
They are similar ideas. SIP is commonly used in India for monthly mutual fund investing. Dollar-cost averaging is a broader term often used in the US for investing a fixed amount regularly.
DCA / SIP Calculator
Estimate how recurring monthly investments may grow over time using expected returns and monthly compounding.
Estimate Recurring Investment Growth
How This Calculator Works
This calculator estimates how a starting amount and recurring monthly investments may grow over time. It assumes monthly contributions with monthly compounding.
Example Scenario
If you invest 500 every month for 10 years at an expected 8% annual return, this calculator estimates the future value, total invested amount, and estimated growth from compounding.
Educational estimate only: Actual investment returns may vary and are not guaranteed.
DCA / SIP FAQ
Can I use this as a SIP calculator?
Yes. Enter your monthly SIP amount as the monthly investment, choose an expected annual return, and enter the investment duration.
Can I use this as a recurring investment calculator?
Yes. It works for recurring monthly investments into mutual funds, index funds, ETFs, or other investments.
Does the calculator guarantee returns?
No. The result is only an estimate based on the return assumption you enter. Actual investment returns can be higher or lower.
What is annual step-up?
Annual step-up means increasing your monthly investment amount each year, such as raising a SIP or recurring contribution by 5% or 10% annually.
How does this calculator compound returns?
This calculator assumes monthly contributions with monthly compounding for simplicity. Actual investment returns may vary and are not guaranteed.