Terms of Use

Acceptance of Terms

By accessing or using CalcLevo, you agree to these Terms of Use. If you do not agree with these Terms, please do not use the website.

About CalcLevo

CalcLevo is an independently operated educational website that provides finance calculators and informational content. The website is designed to help users explore general financial scenarios using simplified assumptions.

Calculations are intended to run in your browser where practical. CalcLevo is not a bank, broker, insurer, investment adviser, tax adviser, legal adviser, real estate adviser, accounting firm, financial planning firm, or financial institution.

Educational Use Only

The calculators and content on CalcLevo are provided for general educational and informational purposes only. They are simplified estimates based on user-provided assumptions and do not provide final, complete, guaranteed, or personalized results.

No Professional Advice

CalcLevo does not provide financial, tax, legal, insurance, investment, real estate, retirement, or accounting advice. You should consult a qualified professional before making decisions based on calculator results or website content.

Calculator Results and Accuracy

Calculator results depend on the information you enter and the assumptions used by each tool, including formulas, future law or rule changes, market conditions, tax rules, plan or provider rules, and local costs or fees.

Results may be incomplete, inaccurate, outdated, or unsuitable for your specific situation. CalcLevo does not guarantee the accuracy, completeness, timeliness, or suitability of any calculator result.

User Responsibility

You are responsible for the information you enter, the assumptions you choose, and any decisions you make. You should independently verify important calculations and seek professional advice where appropriate. Any decision based on the website is made at your own risk.

Permitted Use

You may use CalcLevo for personal, non-commercial, educational purposes. You may share links to the website, provided you do not misrepresent the content or imply endorsement.

Prohibited Use

You agree not to misuse the website, attempt to disrupt its operation, copy or commercially exploit its content without permission, use automated scraping at scale, reverse engineer or misuse website code, interfere with website security or functionality, or present CalcLevo content as professional advice.

Intellectual Property

The content, design, calculators, layout, branding, and other materials on CalcLevo are owned by or licensed to CalcLevo unless otherwise stated. You may not copy, reproduce, republish, or commercially exploit website content without permission, except for normal personal use or sharing links to the website.

Third-Party Links and Services

CalcLevo may link to third-party websites or services. We are not responsible for third-party content, accuracy, privacy practices, terms, products, or services. You should review third-party terms and privacy policies before using them.

Privacy

Your use of CalcLevo is also governed by our Privacy Policy. CalcLevo does not intentionally store calculator inputs on its own server unless clearly stated. If advertising, analytics, or third-party services are used, those services may use cookies or similar technologies as described in the Privacy Policy.

Availability and Changes

We may update, change, suspend, or discontinue any part of CalcLevo at any time. We may also update these Terms from time to time. Continued use of the website after changes means you accept the updated Terms.

Disclaimer of Warranties

CalcLevo is provided on an "as is" and "as available" basis. We do not warrant that the website will be uninterrupted, error-free, secure, accurate, complete, or suitable for your needs.

Limitation of Liability

To the maximum extent permitted by applicable law, CalcLevo and its operator will not be liable for any direct, indirect, incidental, consequential, special, or other damages arising from your use of the website, inability to use the website, reliance on calculator results, errors or omissions, third-party links or services, or changes to the website.

Indemnification

You agree to use CalcLevo lawfully and responsibly. If you violate these Terms or misuse the website, you are responsible for any resulting claims, losses, damages, liabilities, or expenses.

Governing Law

CalcLevo is independently operated from India. These Terms are intended to be governed by the laws of India, unless applicable law requires otherwise.

If you have any concern or dispute related to the website, please contact us first so we can try to resolve it informally.

Contact

If you have questions about these Terms, contact us at: support@calclevo.com.